What Benefits are Available?
If you are out of work, you may be entitled to Temporary Total Disability. You can receive benefits known as Temporary Total Disability benefits once you have missed more than three (3) days of work. These benefits provide you with two-thirds of your lost wages for a period of 130 weeks.
If you have returned to work, but you are making less money, you may be entitled to two-thirds of the difference between your prior wage and your current wage. This benefit is known as Temporary Partial Disability benefits.
In cases where you have suffered a permanent injury, the law provides what is known as Permanent Partial Disability.
Some individuals may also receive Permanent Total Disability benefits if they are not capable of returning to work as a result of their work injury. Permanent Total Disability benefits are restricted to a maximum rate of $850 per week, which can be reduced if you receive Social Security Disability benefits.
You may also be eligible for services from a qualified rehabilitation consultant (QRC). A QRC provides injured employees with assistance getting back to work. Some instances in which employees may be entitled to receive retraining include: if they are unable to return to their former, or similar job at a comparable wage.
In some circumstances some can receive retraining. When an injured employee is unable to return to their date of injury job, the law may provide for a benefit known as "retraining." This retraining benefit requires the insurance company to pay for the cost of the injured employee attending school or for skill enhancement courses. The purpose of this retraining is to provide the needed training and skills that would allow the injured worker to earn a wage similar to that which they enjoyed prior to their injury. In addition to the actual costs of the retraining program, the insurance company is also responsible for paying wage loss benefits incurred while attending an approved program.
Your workers’ compensation insurance company is responsible for paying medical bills incurred as a result of your work related injury. The rules regarding payment of these bills, and what treatment is covered, is complicated and cumbersome. These medical issues are governed by the Minnesota Permanent Treatment Parameters and the Minnesota Workers’ Compensation Fee Schedule. In essence, an injured worker must show that the treatment requested or received is allowed by the rules and that it was reasonable, necessary, and related to the claimed injury. If the insurance company denies payment of your medical bills, you have a right to a judicial determination on these bills.
At Meyer, Puklich & Merriam our workers' compensation attorneys are dedicated to protecting your rights. We stand ready, willing and able to assist you at any time.