In some accident cases an at-fault driver will not have enough insurance coverage to fully compensate an injured person’s damages. When this occurs, the injured person can bring an underinsured claim. Minnesota law requires car insurance policies to have underinsured coverage. Before you can bring an underinsured claim, the personal injury claim against the at-fault driver must be resolved.
Minnesota, like every state, has various rules and laws for how underinsured claims work. There are rules and laws that determine what insurance company will have priority, there are notice requirements, and other processes that must be followed. Underinsured claims can be very complicated and it is beneficial to have an experienced attorney to assist you through the process.
If you have been injured in a car accident and would like to speak with a personal injury attorney, contact Meyer, Puklich & Merriam for a free consultation. We can be reached by phone at 952-444-9920. We are located in the southwest suburb of Eden Prairie near Minneapolis and serve not only the Twin Cities area, but the entire state of Minnesota.